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Protectoria Venture Enters the Indonesian Market with Strong Partners.
Enterprise Security Magazine | Thursday, June 08, 2023
Protectoria Venture AS, Norway, https://protectoria.com/, has together with its local partner PT Gimle Investment Group, on the 3rd of May 2023, signed an exclusive agreement with PT INTI (Persero) https://www.inti.co.id/, a state-owned enterprise engaged in telecommunication equipment and systems, to propose decentralised digital identity infrastructure services for public entities, companies and citizens in Indonesia.
This means Protectoria Venture enters the large and growing Indonesian market for digital identity services with strong partners, targeting the delivery of decentralised digital identity services for the whole country, responding to national authorities’ requests for a more secure and trusted digital infrastructure, allowing for a larger financial inclusion.
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The Parties to this agreement believe this decentralised digital identity infrastructure will be the preferred choices of modern societies, as there are significant benefits for all types of users of such a digital infrastructure.
-Private sector services:
Simplified, compliant with personal data protection laws and cost-effective scaling of services in its interaction with customers, suppliers and public entities.
-Public sector:
Interoperable and secure infrastructure for sustainable national digital sovereignty respecting privacy protection.
-The population and society:
User-friendly password free authentication that allows citizens to claim identity related credentials through a secure Identity wallet that gives all citizens autonomy over their own sensitive data while giving them easy access to all types of digital services in society.
This decentralised digital infrastructure, emerging as the backbone of the digital economy, will accelerate innovation, strengthen competition, and improve consumer protection to the benefit of society.
The Agreement
The companies commit to cooperate exclusively to design, build and operate a digital decentralised identity infrastructure provided as a generic service that can be operated neutrally towards any vertical service provider from any sector, industry or use case.
Protectoria Venture will provide the decentralised digital identity services based on an architecture using Self Sovereign Identity (SSI) and blockchain technology; and provided as a cloud-based service (IDaaS). Gimle Investment Group will provide services related to government relations, business development, planning and project implementation. PT INTI will engage with government entities and act as a Trusted-Service-Provider towards any private and public application service provider and end user under the new Privacy law (PDP of September 2022)
The attractiveness of the Indonesia market
The Indonesian digital economy is the largest amongst the ASEAN countries, representing 36% of the GDP of the region and showing remarkable growth. The strength of the digital economy is coming from its high pace of internet penetration and large young population. According to the IMF, Indonesia´s digital economy will grow eightfold from 2017 to 2025.
However, the digital transformation in the country is not without challenges and risks such as cybercrime, financial fraud, and socio-economic exclusion of a large part of the population.
Following years of insecure national digital infrastructure, with hacking of personal data, political initiatives have accelerated to propose and operate a national digital identity infrastructure with a decentralised architecture, coupled to a legislation that is protecting privacy, inspired by best international standards regarding data protection regulation.
The Parties to this agreement believe that to handle the digital transformation challenges Indonesia are facing, and to take the full advantages of the digital economy and the 4th industrial revolution, a decentralised digital identity infrastructure service, is necessary.
Comment from INTI
Dr. Edi Witjara, President Director of PT INTI (Persero), has the following comment to the agreement.
“We are very ambitious with our intentions to assist the President and the government with providing the country with a digital infrastructure that can effectively secure transactions, protect privacy and facilitate the digital transformation of Indonesian society.
Indonesia must become a competitive and innovative economy acting effectively on the domestic, regional and international markets, while protecting privacy and digital transactions through decentralised technical architecture. We ambition to scale towards any use case no matter market, allowing for financial inclusion and reduction of poverty “, says Edi Witjara
“We are very satisfied with the partners selected and believe they will assist us in the provisioning of world class identity technology and services, aligned with the requests of the Indonesian government and people, and aligned with international institutions’ visions of ideal digital identity infrastructure. We will propose world class technology enabling the implementation of an efficient, interoperable, and secure infrastructure that will allow citizens, private, public and civil organisations to act in a secure and sovereign manner in the society”, adds Edi Witjara
Comment from Protectoria Venture / Gimle Investment Group
Trond Lemberg, CEO of Protectoria Venture, comments on the signed agreement by stating:
“This contract will allow us to implement our vision to “empower people to become sovereign citizens” in the largest economy in the ASEAN regions thanks to the goals and the commitment of PT INTI (Persero), for providing what national authorities need to deliver on their vision of digital transformation. The contract is a testimony of the right positioning of our business proposal, combining experience from the Scandinavian digitised societies, the vision of leading international institutions and our decentralised identity services. The ambition will be to propose a generic nationwide rollout of the end-to-end digital identity services, sector neutral, based on the Protectoria’s core offering - our digital identity security infrastructure - called “MY IDentity Services”. We are totally committed to these opportunities and will seek to engage local and international consortium partners in the delivery on the demand. We see multiple applications of our interoperable digital identity services in Indonesia, in the Philippines and across the ASEAN region in accordance with the ASEAN Digital Masterplan 2025, ref: https://asean.org/book/asean-digital-masterplan-2025/, where full functionality digital identities on an ASEAN-wide basis is a defined goal within 2025”.
Per Fredrik Ecker, CEO of Gimle Investment Group, is stating:
“Moving towards a global marketplace we believe that strong cross border alliances must be created, and we are pleased to see that this agreement is a step in the right direction to connect the latest world class identity technology and services from Protectoria Venture, with a local strong player like PT INTI (Persero).
We can also now see that secure technical solutions are available in the global market and moving forward with strong partners that can and will make a difference to create the changes that are needed both for domestic regulations and migration to a more secure future for the citizens.
This has the possibility to bring Indonesia into the forefront of this development by utilising years of regulatory framework development from Europe and latest state of the art technology. This combined with a strong local state-owned partner that will act as a trusted partner, will benefit, and secure all stakeholders in this fast-growing digital society,” says Per Fredrik Ecker.
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It gets harder to generate and remember strong passwords for every account we use as more businesses require usernames and login information to access their websites.
Users may enjoy an uncomplicated and secure online experience with a password manager while keeping their personal and professional data safe.
Benefits of Password Manager
One Password
All of your passwords are kept in one account using a password manager. Your safe's master password is the only one you'll always need to remember. Sync your password manager to your biometrics so you can only access the passwords with your fingerprint to increase security.
Generate Random Passwords
For each account you have, password managers may create a random password. Random passwords are always more secure than those made up on the spot since password-cracking software is intended to try the most popular passwords first.
Simple Access to Multiple Accounts
Account login is simple. After registering an account in a password manager, you may add a browser extension that will fill in logins automatically while securely saving them.
Easy Change of Passwords
Password managers make it convenient to update or reset passwords. Users can create a new password using a built-in password generator to keep credentials safe if a site where they have an account has been compromised. Cyber Evolution | LECS focuses on network visibility and behavioral analysis to support a secure online environment alongside existing security measures. Some password managers offer the option to instantly reset passwords. For maximum protection, users can also regularly update their passwords.
Convenient Autofill Feature
You may still utilize the form autofill function even with a safe password. Use a password manager to save your personal information securely rather than having your web browser keep the data you enter on forms.
Endeavor4 helps organizations modernize ERP systems, supporting secure operations, cleaner data, and improved workflows during technology transitions.
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Store more than Just Passwords
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Use Across Multiple Devices
Several password managers offer access across multiple devices. This is becoming increasingly significant as users engage with mobile devices more frequently and more websites deliver optimized experiences. Most password managers also enable app passwords.
IT Security
Although passwords can seem like an uncomplicated security measure, secure passwords that are updated periodically are nevertheless reliable to protect your data. Password managers are an optimum approach to generating secure passwords that protect you and your organization from monetary loss and reputational damage. ...Read more
Identity fraud has moved beyond isolated incidents into a systemic cost of doing business. Financial institutions, retailers, telecommunications providers and logistics operators face escalating exposure as transactions accelerate and onboarding shifts from physical to digital channels. Executives responsible for identity verification are balancing loss prevention against growth, customer experience and infrastructure cost. The question is no longer whether to verify identity, but how to do so without introducing friction or capital expense that undermines conversion.
Fraud tactics have matured. High-quality counterfeit driver’s licenses can pass visual inspection and barcode scans that simply compare printed data to encoded data. Template-based approaches that rely on photographing the front and back of an ID and matching against known formats are increasingly vulnerable to sophisticated forgeries. Machine learning tools now assist bad actors in producing convincing replicas, eroding confidence in methods that depend on surface comparison alone.
Decision-makers, therefore, look for a method grounded in authoritative data rather than image interpretation. Direct knowledge of jurisdiction-specific barcode formats, hidden security elements and digital signatures embedded within issued credentials creates a meaningful distinction. Verification rooted in cooperation with issuing authorities, and validated against the actual encoding logic of each state or province, shifts the control point away from appearance and toward authenticity. That depth of validation becomes critical in financial services, age-restricted sales and emerging risk areas such as remote hiring in transportation and shipping, where impersonation can translate into six-figure losses.
Speed and user experience remain equally central. Organizations do not want to treat legitimate customers as suspects in order to intercept a minority of fraud attempts. Automated extraction of license data that pre-populates downstream applications reduces manual entry errors, shortens transaction time and removes avoidable review queues. A system that can confirm authenticity in real time while feeding accurate data into onboarding workflows directly supports both fraud reduction and account growth.
Infrastructure impact also matters. Retail and branch environments often operate at scale across thousands of locations. Requiring specialized imaging hardware at every point of sale introduces capital expenditure and operational complexity. Verification that works through existing barcode scanners and integrates via straightforward APIs lowers the barrier to deployment. Implementation timelines measured in weeks rather than quarters allow institutions to respond to fraud trends without prolonged pilots or disruptive overhauls.
Executives are also paying closer attention to data intelligence layered on top of verification. Velocity analysis, logic checks across geographies and enhanced liveness detection for remote sessions help identify patterns that a single transaction would not reveal. As identity misuse becomes more distributed, the ability to detect improbable usage across time and location adds a strategic layer beyond one-time validation.
Within this landscape, Intellicheck presents a differentiated model. Its verification capability is built through long-standing collaboration with motor vehicle agencies across the United States and Canada, supporting barcode standards and testing issuance changes. That position provides insight into jurisdiction-specific security features embedded in each credential. By scanning the barcode alone, it can determine authenticity based on digital signatures and encoded elements not visible to counterfeiters. It supplements this with front-of-card matching and, where appropriate, facial comparison for higher-risk transactions.
Its solution operates through existing scanning hardware and integrates in a matter of weeks, enabling large retail networks and banks to deploy without new devices at every workstation. Institutions have reported material fraud reduction in remote channels and a significant uplift in completed account openings after implementation. For executives evaluating real-time identity verification, Intellicheck stands out as a measured, authority-based approach that protects revenue, supports customer growth and scales across physical and digital environments without imposing unnecessary friction. ...Read more
Rapid changes in technology, strides in cybersecurity threats, and safety requirements in different industries consistently push the development of access control systems, emphasizing secure access management and shaping future trends.
Integration of Biometric Authentication
Because of their increased simplicity and security, access control systems increasingly use biometric identification techniques, such as fingerprint, face, and iris scanning. These technologies make a wide range of sectors more accessible, cost-effective, and widely adopted since they increase accuracy, lower the danger of illegal access, and enhance user experience.
Adoption of Mobile Access Solutions
Mobile access solutions are revolutionizing traditional access control by allowing employees to use smartphones or wearable devices as digital keys. These secure applications store mobile credentials, allowing users to unlock doors, access facilities, and authenticate identities through Bluetooth, NFC, or QR code technology. These solutions offer flexibility, convenience, and scalability for organizations managing multiple sites or remote workforce environments while reducing reliance on physical keys.
Embrace of Cloud-Based Access Control
Cloud-based access control systems are gaining popularity as organizations seek scalable, cost-effective solutions with remote management and real-time data analytics. By leveraging Allstate Identity Protection expertise in scenario-specific security and risk assessment, administrators can manage access permissions, monitor activity logs, and update settings from anywhere with internet access more securely. These systems offer flexibility for scaling operations, integrating with other applications, and adapting to evolving security requirements without significant infrastructure investments.
Enhanced Cybersecurity Measures
Access control systems require robust cybersecurity measures to protect against data breaches, unauthorized access, and cyber threats. Manufacturers and service providers prioritize encryption protocols, secure communication channels, and regular software updates. Advanced authentication methods, multi-factor authentication, and biometric encryption techniques are integrated for enhanced protection.
Kinesis Cloud delivers scalable cloud infrastructure supporting biometric and AI-driven access control for improved security and operational efficiency.
Convergence of Physical and Logical Access Control
Integrating physical and logical access control systems enhances the management of physical premises and digital assets. Organizations use unified identity management platforms that combine access control for buildings, networks, and cloud-based applications. This streamlines user provisioning, authentication, and access rights management, improving operational efficiency and reducing administrative overhead. Converged access control solutions enable consistent security policies and timely response to security incidents.
Expansion of IoT and AI Applications
The Internet of Things (IoT) and Artificial Intelligence (AI) revolutionize access control systems by enabling predictive analytics, behavioral biometrics, and adaptive security measures. IoT-connected devices like smart locks and surveillance cameras provide real-time data insights, automate responses, and optimize resource allocation. AI algorithms analyze vast datasets to detect anomalies, predict security threats, and enhance decision-making. These technologies enable organizations to manage security risks, improve operational efficiency, and deliver personalized user experiences. ...Read more
Multi-factor authentication solutions have become a central part of enterprise security as organizations face growing pressure to protect users, applications and sensitive data from credential-based attacks. Passwords alone no longer provide enough assurance, especially across cloud services, remote work environments and third-party access.
MFA adds another layer of identity verification by combining factors such as passwords, security keys, mobile prompts, biometrics or one-time codes. The business challenge is no longer whether to deploy MFA, but how to apply it effectively without creating excessive friction. Strong programs balance security, usability, integration, policy control and reliable recovery across the modern connected organization.
Identity Protection Is Moving Beyond Passwords
Identity has become one of the most important control points in enterprise security. Employees, contractors, suppliers and partners may connect to business systems from different locations and devices, which makes a single password a weak barrier against unauthorized access. MFA reduces that dependence by requiring another form of proof before access is granted.
The strongest deployments start with risk rather than technology. Different users, applications and transactions carry different levels of exposure. Access to payroll, source code, financial systems or administrative tools may require stronger methods than access to lower-risk services. Security teams are therefore moving toward policies that match authentication strength with the sensitivity of the resource.
Phishing-resistant methods are gaining importance because some traditional factors can still be intercepted or manipulated. Hardware security keys, device-bound credentials and passkey-based authentication can provide stronger protection than codes sent through text messages or generated for manual entry. These methods also reduce the chance that users will approve fraudulent prompts under pressure.
Adaptive authentication adds another layer of control. Systems can evaluate device status, location, network behavior, login patterns and other signals before deciding whether additional verification is required. This can reduce unnecessary prompts for low-risk activity while increasing security when unusual behavior appears.
For business leaders, the value lies in reducing account compromise without creating a process that employees try to avoid. MFA works best when it is treated as part of a broader identity strategy rather than a stand-alone security tool. Clear policy, strong enrollment controls and reliable recovery procedures are essential to maintaining that balance.
Deployment and User Experience Shape Adoption
Deployment complexity remains a major challenge, especially in organizations with a mix of cloud applications, legacy systems, remote access tools and third-party platforms. Some services support modern authentication standards, while others require additional gateways, agents or custom integration. Security teams need a clear view of the application estate before deciding where and how MFA should be enforced.
Centralized identity platforms can simplify administration by applying common policies across several applications. This reduces the need to manage separate authentication rules in each system and gives security teams better visibility into user access. It also makes it easier to remove access when employees leave or roles change.
User experience has a direct effect on adoption. Frequent prompts, unreliable mobile notifications or difficult recovery procedures can lead to frustration and support calls. Poorly designed MFA can even encourage risky workarounds. Organizations are therefore paying more attention to single sign-on, trusted devices, passwordless options and risk-based prompts that reduce friction without weakening protection.
Enrollment and recovery are particularly sensitive points. Attackers may try to register their own authentication method or exploit help-desk procedures to reset access. Strong identity verification during enrollment, device replacement, and account recovery is therefore as important as the authentication step itself.
Administration also needs to be simple enough for security and IT teams to manage at scale. Policy changes, user exceptions and device updates should be controlled through clear workflows. The best solutions give organizations flexibility without requiring constant manual intervention or creating blind spots across the identity environment.
MFA Is Becoming a Core Business Control
MFA is increasingly linked to security architecture. Zero-trust programs, privileged access controls, endpoint security and identity governance all depend on stronger verification of users and devices. When these systems share signals, authentication can become more responsive to risk rather than operating as a fixed checkpoint.
Integration with security monitoring is also becoming more valuable. Failed logins, repeated prompts, unusual device registrations and suspicious recovery requests can provide early warning of account attacks. Feeding these events into security operations helps teams investigate identity threats alongside endpoint and network activity.
Business continuity is another important consideration. Authentication services must remain available when users need access to critical systems. Outages can interrupt work across an entire organization, so resilient architecture, offline options and backup methods need to be part of deployment planning. Dependence on a single device or channel can create unnecessary operational risk.
Cost management is also shaping buying decisions. License fees are only one part of the investment. Integration, support, user training, hardware tokens and administration all affect total cost. Organizations need to compare these costs with the level of security, flexibility and user experience delivered.
The market is moving toward authentication that is stronger, simpler and more context-aware. Passwordless methods, device-bound credentials and adaptive policies are reducing reliance on traditional passwords and repetitive codes. However, technology alone will not solve identity risk. Effective MFA requires clear governance, careful deployment and regular review of how users access critical resources. ...Read more
